446 Kaanini St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 446 Kaanini St, Hilo, HI 96720

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,484 sqft · built 1980
Lot Size0.258 acres (11,251 sqft)
OwnerCompany Name on Record
Tax Bill$1,529 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-2-4-066-024

Property Details

APN / Parcel Number

Primary APN3-2-4-066-024
Alternative APNs
  • 3-2-4-066-024-0000
  • 240660240000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,484 sqft Living Area
1st Floor Area1,208 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialTile
Lot Area11,251 sqft (0.258 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address446 KAANINI ST
CityHILO
StateHI
Zip96720-2750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1A
Legal SubdivisionPACIFIC HEIGHTS
Legal Lot Number67-A-
JurisdictionHAWAII HI
Township / Civil DivisionHILO
Census Block Group2
Census Block2001
Census Tract20400

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address446 KAANINI ST, HILO, HI 96720-2750
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 14, 1994
Transfer Doc0000103675
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address446 KAANINI ST, HILO, HI 96720-2750
Document Number0T10808097
Instrument DateJul 30, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyTITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address446 KAANINI ST HILO HI 967202750, HILO, HI 96720-2750

Mortgage

Document Number0T10808097
DateAug 5, 2019
InstrumentT10808097
Lender
NameBANK OF HI
TypeBank
AddressHONOLULU, HI 96803
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,600 (+3.01%) Land $96,400 Building $376,200$732,800 (-3.35%) Land $227,900 Building $504,900
2025$1,529.00 (+3.24%)$458,800 (+3.01%) Land $96,400 Building $362,400$758,200 (+3.23%) Land $253,300 Building $504,900
2024$445,400 (+3.01%) Land $96,400 Building $349,000$734,500 (+8.33%) Land $253,100 Building $481,400
2023$1,481.00 Homeowner's exemption$432,400 Land $96,400 Building $336,000$678,000 Land $230,200 Building $447,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILO
serves 39,477 people · EPA ID HI0000101
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable
1,000 / 1,000

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