Otsego County and Otsego Town property record for 446 Johnstons Rd, Cooperstown, NY 13326
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,960 sqft · built 1974 |
| Lot Size | 70.8 acres (3,084,484 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,485 (2026) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 365089 98.00-1-70.04 |
| Primary APN | 365089 98.00-1-70.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,960 sqft Living Area |
| 1st Floor Area | 2,960 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 3,084,484 sqft (70.8 acres) |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 209281 |
|---|---|
| Street Address | 446 JOHNSTONS RD |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-2621 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 996 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 70.004 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 590202 |
446 Johnstons Rd, a residential property, is owner-occupied and held in a trust.
Source: Otsego County and Otsego Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 446 JOHNSTONS RD, COOPERSTOWN, NY 13326-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 26, 2023 |
| Property Address | 446 JOHNSTONS RD, COOPERSTOWN, NY 13326-2621 |
| Document Number | 0000000079 |
| Instrument Date | Apr 22, 2023 |
| Instrument | 2023-2079 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 446 JOHNSTONS RD, COOPERSTOWN, NY 13326-2621 |
The 2026 property tax bill for 446 Johnstons Rd was $11,485.
Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,485.00 | ||
| 2025 | $625,000 Land $260,600 Building $364,400 | $892,857 Land $372,286 Building $520,571 | |
| 2023 | $625,000 Land $260,600 Building $364,400 | $762,195 Land $317,805 Building $444,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Johnstons Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2006–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Johnstons Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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