446 Hulett St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 446 Hulett St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,722 sqft · built 1900
Lot Size	0.093 acres (4,076 sqft)
Owner	Individual Name on Record
Last Sale	$4,500 (Dec 1995)
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`421500 49.32-4-38`

Property Details

APN / Parcel Number

Primary APN	`421500 49.32-4-38`
Alternative APN	`150004903200040380000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,722 sqft Total Area
1st Floor Area	1,361 sqft
2nd Floor Area	1,361 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,076 sqft (0.093 acres)
Lot Dimensions	123 ft deep x 33 ft wide
Porch	Slab
Porch Area	301 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 HULETT ST
City	SCHENECTADY
State	NY
Zip	12307-1902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	4
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2002
Census Tract	21002

Owner

Source: Schenectady County and Schenectady City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21726 HEMPSTEAD AVE, 1, QUEENS VILLAGE, NY 11429-1229
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1995 · Amount on Record
Deed Sale	Dec 29, 1995 · Amount on Record
Deed Book / Page	1481 / 148
Record Updated	Sep 20, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	446 HULETT ST, SCHENECTADY, NY 12307-1902
Document Number	0000012692
Book / Page	004750 / 000185
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Apr 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 HULETT ST #446 SCHENECTADY NY 123071902, 446, SCHENECTADY, NY 12307-1902

Mortgage

Document Number	0000012692
Date	Mar 22, 2017
Book Page	004750/000185
Instrument	12692

Lender

Name	DITECH FIN'L

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Mar 21, 2056

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00 (+9.22%)	$68,200 (-) Land $10,200 Building $58,000	$112,933 (+30.82%) Land $16,890 Building $96,043
2023		$68,200 (-) Land $10,200 Building $58,000	$86,329 (+3.8%) Land $12,911 Building $73,418
2022		$68,200 Land $10,200 Building $58,000	$83,171 Land $12,439 Building $70,732
2021	$4,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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