Shelby County property record for 446 Holmes Cir, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,451 sqft · built 1927 |
| Lot Size | 0.166 acres (7,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,500 (May 2022) |
| Tax Bill | $2,420 (2025) |
| Deeds & Mortgages | May 2022 Sale & Line of Credit Jan 2021 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-5104-0-0085 |
| Primary APN | 04-5104-0-0085 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Lot Area | 7,242 sqft (0.166 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 446 HOLMES CIR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES SOUTH HOLMES STREET COR MIDLAND AVENUE (NE) SEE MAP 140 N MADELINE HEIGHTS SD RE SUBD LOTS 13 AND 14 |
| Legal Subdivision | MADELINE HEIGHTS SD RE SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 7200 |
Source: Shelby County records · APN 04-5104-0-0085
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 RIVER VIEW RD, MEMPHIS, TN 38120-2619 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · Line of Credit FIRST SOUTH FINANCIAL CU |
| Jan 21, 2021 | Warranty Deed, Transfer REALTY TITLE & ESCROW CO INC |
| Jan 21, 2021 | Warranty Deed, Transfer TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Oct 21, 2020 | Deed of Trust, Mortgage MORTGAGE INVTRS |
| Oct 31, 2018 | Correction Deed, Subdivision Related Transfer OTHER |
| Apr 20, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE INVTRS |
| Aug 10, 2017 | Warranty Deed, Transfer TITLE AND ESCROW SERVICES, TITLE & ESCROW SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on Record |
| Deed Sale | May 12, 2022 · Amount on Record |
| Prior Sale | Jan 21, 2021 · Amount on Record |
| Deed Document Number | 202254177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 12, 2022 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0022054177 |
| Map Reference | MB 277 PG 5 |
| Instrument Date | May 03, 2022 |
| Instrument | 22054177 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2022 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,396.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 RIVER VIEW RD, MEMPHIS, TN 38120-2619 |
| Document Number | 0022053992 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 22053992 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 21, 2021 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0000007711 |
| Map Reference | MB 277 PG 5 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 21007711 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 TUCKAHOE LN, MEMPHIS, TN 38117-3023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 21, 2021 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0021007711 |
| Map Reference | MB 277 PG 5 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 21007711 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,313.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 TUCKAHOE LN, MEMPHIS, TN 38117-3023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0020117988 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | MID SOUTH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 HOLMES CIR MEMPHIS TN 381114412, MEMPHIS, TN 38111-4412 |
| Document Number | 0020117988 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 20117988 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 31, 2018 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0000111788 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 111788 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $921.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 HOLMES CIR MEMPHIS TN 381114412, MEMPHIS, TN 38111-4412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 20, 2018 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0000038399 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 38399 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $921.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 446 HOLMES CIR MEMPHIS TN 381114412, MEMPHIS, TN 38111-4412 |
| Document Number | 38400 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 38400 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 10, 2017 |
| Property Address | 446 HOLMES CIR, MEMPHIS, TN 38111-4412 |
| Document Number | 0000081973 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 81973 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | TITLE AND ESCROW SERVICES, TITLE & ESCROW SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $814.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 321 SWEETBRIER RD MEMPHIS TN 381202515, MEMPHIS, TN 38120-2515 |
| Investor | Possibly a Property Investor |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,420.00 (-51.53%) | $89,975 (+9.76%) Land $12,500 Building $77,475 | $359,900 (+9.76%) Land $50,000 Building $309,900 |
| 2023 | $81,975 Land $6,175 Building $75,800 | ||
| 2022 | $4,993.00 | ||
| 2021 | $327,900 Land $24,700 Building $303,200 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the East Buntyn Historic District (Additional Documentation) listed 1995 · 599 contributing resources · NRIS 95001332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 528 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures