446 Hillcrest Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 446 Hillcrest Rd, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,517 sqft · built 1920
Lot Size0.273 acres (11,892 sqft)
OwnerCompany Name on File
Last Sale$862,500 (May 2006)
Tax Bill$22,632 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN51-01510-0000-00013

Property Details

APN / Parcel Number

Primary APN51-01510-0000-00013
Alternative APN
  • 510151000013

Interior

Stories2 Stories
Building Area2,517 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions170 ft deep x 70 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address446 HILLCREST RD
CityRIDGEWOOD
StateNJ
Zip07450-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.273 AC
Legal Block1510
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4001
Census Tract47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address446 HILLCREST RD, RIDGEWOOD, NJ 07450-1521
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2006 · Amount on File
Deed SaleMay 6, 2006 · Amount on File
Deed Book / Page9072 / 359
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address446 HILLCREST RD, RIDGEWOOD, NJ 07450-1521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033771219
DateOct 17, 2019
Book Page3377/1219
Instrument2019-069244.01
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueNov 1, 2039

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$783,100 (-) Land $355,200 Building $427,900$783,100 (-) Land $355,200 Building $427,900
2025$22,632.00 (+0.73%)$783,100 (-) Land $355,200 Building $427,900$783,100 (-) Land $355,200 Building $427,900
2024$22,467.00 (+4.98%)
2023$783,100 Land $355,200 Building $427,900$783,100 Land $355,200 Building $427,900
2022$21,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hillcrest Rd

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