446 Hickory Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 446 Hickory Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,612 sqft · built 1973
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Jun 2018)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0023B066000`

Property Details

APN / Parcel Number

Primary APN	`0023B066000`
Alternative APNs	`0023B066` `13526`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,612 sqft Heated Area
1st Floor Area	1,612 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	149 ft deep x 158 ft wide
Porch	Slab
Porch Area	290 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13526
Street Address	446 HICKORY CIR
City	RINGGOLD
State	GA
Zip	30736-5243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 12 SCENIC HILLS & PT LL 149 28/3
Legal Subdivision	SCENIC HILLS SUB
Legal Lot Number	12
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2017
Census Tract	30306

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	446 HICKORY CIR, RINGGOLD, GA 30736-5243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 2, 2018	Deed of Trust, Mortgage · FHA Mortgage TJC MORTGAGE
May 14, 2020	Loan Modification, Mortgage AMERIHOME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jul 7, 2006 · Amount on Record
Deed Document Number	20181446
Deed Book / Page	1943 / 74
Prior Transfer Date	Oct 2, 1973
Prior Transfer Doc	0209000086
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	446 HICKORY CIR, RINGGOLD, GA 30736-5243
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 HICKORY CIR, RINGGOLD, GA 30736-5243

Mortgage

Document Number	0022820000000515
Date	Jun 21, 2023
Book Page	0000002282/0000000515

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	446 HICKORY CIR, RINGGOLD, GA 30736-5243
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019430076
Date	Jul 2, 2018
Book Page	1943/76
Instrument	004602

Lender

Name	TJC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	446 HICKORY CIR, RINGGOLD, GA 30736-5243
Document Number	0020570756
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 HICKORY CIR RINGGOLD GA 307365243, RINGGOLD, GA 30736-5243

Mortgage

Document Number	0020570756
Date	Jun 12, 2020
Book Page	002057/000756

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,478.00 (+15.26%)	$130,536 (+35.92%) Land $20,376 Building $110,160	$326,340 (+35.92%) Land $50,940 Building $275,400
2023	$2,150.00 (+23.63%)	$96,036 Land $17,020 Building $79,016	$240,091 Land $42,551 Building $197,540
2022	$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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