Lorain County property record for 446 Harcourt Rd, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $40,000 (Nov 2008) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-002-105-077 |
| Primary APN | 01-00-002-105-077 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,447 sqft Living Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 499 sqft |
| Upper Floors Area | 499 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 97 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Heating System | HVAC |
|---|
| Street Address | 446 HARCOURT RD |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1481 82 71.97 X 97 S/L 1486 |
| Legal Subdivision | LAKE SUBDIVISION #1 |
| Legal Block | 105 |
| Legal Lot Number | 1486 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30101 |
The current owner of 446 Harcourt Rd bought it in November 2008.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 446 HARCOURT RD, VERMILION, OH 44089-2252 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2008 · Amount on File |
| Deed Sale | Nov 21, 2008 · Amount on File |
| Prior Sale | Feb 25, 2005 |
| Deed Document Number | 2008005668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 446 HARCOURT RD, VERMILION, OH 44089-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 446 HARCOURT RD, VERMILION, OH 44089-2252 |
| Document Number | 0000906671 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023-0906671 |
| Name | VACATIONLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SANDUSKY, OH 44871 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 446 Harcourt Rd was $1,512.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,512.00 | $49,900 (+0.01%) Land $12,780 Building $37,120 | $142,560 (-) Land $36,500 Building $106,060 |
| 2024 | $1,512.00 (+62.76%) | $49,896 (+99.52%) Land $12,775 Building $37,121 | $142,560 (+99.52%) Land $36,500 Building $106,060 |
| 2023 | $929.00 (-1.69%) | $25,008 (-0.01%) Land $4,592 Building $20,416 | $71,450 Land $13,120 Building $58,330 |
| 2022 | $945.00 | $25,010 Land $4,590 Building $20,420 | |
| 2021 | $71,450 Land $13,120 Building $58,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Harcourt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 Harcourt Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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