Clay County property record for 446 Hanging Rock Rd, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 980 sqft · built 1965 |
| Lot Size | 15.1 acres (661,241 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,802 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-09-200-005 |
| Primary APN | 14-09-200-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 661,241 sqft (15.1 acres) |
| Garage Area | 1,728 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 760 sqft |
| Pole Barn | 1,500 sqft |
| Heating System | Central |
|---|
| Street Address | 446 HANGING ROCK RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3611 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 9-2-6 E 15.18 AC LOT 5 NE NE 15.18 AC |
| Legal Range | 06 |
| Legal Township | 02 |
| Legal Section | 09 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2143 |
| Census Tract | 972200 |
446 Hanging Rock Rd, a residential property, is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 HANGING ROCK RD, FLORA, IL 62839-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 446 Hanging Rock Rd was $1,802 with exemptions applied, up 9.7% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 (+9.74%) Homeowner's exemption Senior Citizen's exemption | $42,482 Land $5,341 Building $37,141 | $127,446 (+11.5%) Land $16,023 Building $111,423 |
| 2024 | $1,642.00 | $114,297 Land $14,166 Building $100,131 | |
| 2022 | $1,383.00 (+2.52%) Homeowner's exemption Senior Citizen's exemption | $31,992 Land $3,729 Building $28,263 | $95,976 Land $11,187 Building $84,789 |
| 2021 | $1,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Hanging Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 Hanging Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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