446 Granite Mill Blvd, Chapel Hill, NC 27516 Property Records

Chatham County property record for 446 Granite Mill Blvd, Chapel Hill, NC 27516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,616 sqft · built 2016
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2017)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0091045`

Property Details

APN / Parcel Number

Primary APN	`0091045`
Alternative APN	`1359050`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Construction Type	Wood
Lot Area	3,877 sqft (0.089 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	446 GRANITE MILL BLVD
City	CHAPEL HILL
State	NC
Zip	27516-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CUD-CC
Legal Description	LOT #1320 AC 0.089 BK 2015 PG 228
Legal Subdivision	BRIAR CHAPEL 3
Legal Block	63
Legal Lot Number	1320
Jurisdiction	CHATHAM NC
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3074
Census Tract	20105

Owner

446 Granite Mill Blvd is owned and occupied by an individual who bought it in January 2017.

Source: Chatham County records, as of October 24, 2025

Owner of Record	Individual Name on File
Mailing Address	446 GRANITE MILL BLVD, CHAPEL HILL, NC 27516-4569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 17, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Jan 11, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Prior Sale	May 6, 2016 · Amount on File
Deed Document Number	0001901590
Deed Book / Page	1901 / 590
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	446 GRANITE MILL BLVD, CHAPEL HILL, NC 27516-4569
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02296/1041
Date	Apr 18, 2022
Book Page	2296/1041
Instrument	4712

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHAPEL HILL, NC 27517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	446 GRANITE MILL BLVD, CHAPEL HILL, NC 27516-4569
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002356/166
Date	Apr 10, 2023
Book Page	2356/166
Instrument	2996

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHAPEL HILL, NC 27517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	446 GRANITE MILL BLVD, CHAPEL HILL, NC 27516-4569
Document Number	0000003179
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 GRANITE MILL BLVD CHAPEL HILL NC 275164569, CHAPEL HILL, NC 27516-4569

Mortgage

Document Number	0000003179
Date	Mar 24, 2020
Book Page	002102/000155
Instrument	3179

Lender

Name	STATE EMPS CU
Address	CHAPEL HILL, NC 27517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jan 11, 2017
Property Address	446 GRANITE MILL BLVD, CHAPEL HILL, NC 27516-4569
Document Number	0000000351
Book / Page	001901 / 000590
Instrument Date	Jan 11, 2017
Instrument	351
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 GRANITE MILL BLVD CHAPEL HILL NC 275164569, CHAPEL HILL, NC 27516-4569

Mortgage

Document Number	352
Date	Jan 11, 2017
Book Page	001901/000592
Instrument	352

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 446 Granite Mill Blvd was $3,335, up 23.3% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,335.00 (+23.29%)	$452,789 (+50.39%) Land $103,455 Building $349,334	$452,789 (+50.39%) Land $103,455 Building $349,334
2024	$2,705.00 (+4.68%)	$301,069 (-) Land $87,120 Building $213,949	$301,069 (-) Land $87,120 Building $213,949
2023	$2,584.00 (+4.11%)	$301,069 (-) Land $87,120 Building $213,949	$301,069 (-) Land $87,120 Building $213,949
2022	$2,482.00	$301,069 Land $87,120 Building $213,949	$301,069 Land $87,120 Building $213,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Granite Mill Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Granite Mill Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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