446 Goniak Ln, Confluence, PA 15424 Property Records

Somerset County property record for 446 Goniak Ln, Confluence, PA 15424

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,646 sqft · built 1997
Lot Size	1.66 acres (72,397 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2020)
Tax Bill	$2,544 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S25-009-056-001`

Property Details

APN / Parcel Number

Primary APN	`S25-009-056-001`
Alternative APNs	`S25-009-056-01` `250011890`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,176 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	72,397 sqft (1.66 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	250011890
Street Address	446 GONIAK LN
City	CONFLUENCE
State	PA
Zip	15424-2393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.662 A 1 STY FR HO ATT GRG POLE BLDGS
Legal Subdivision	ENOS SUBDIVISION
Jurisdiction	SOMERSET PA
Township / Civil Division	LOWER TURKEYFOOT
Census Block Group	1
Census Block	1068
Census Tract	21903

Owner

446 Goniak Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 GONIAK LN, CONFLUENCE, PA 15424-2393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Deed Document Number	20205446
Deed Book / Page	2825 / 460
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	0000009254
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	446 GONIAK LN, CONFLUENCE, PA 15424-2393
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003156/196
Date	Oct 30, 2025
Book Page	3156/196
Instrument	2025007702

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	OMAHA, NE 68164

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	446 GONIAK LN, CONFLUENCE, PA 15424-2393
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2894/27
Date	Jul 2, 2021
Book Page	2894/27
Instrument	2021005343

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOMERSET PA
Recording Date	Aug 12, 2020
Property Address	446 GONIAK LN, CONFLUENCE, PA 15424-2393
Document Number	2825/460
Book / Page	2825 / 460
Instrument Date	Jul 11, 2020
Instrument	2020005446
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 GONIAK LN, CONFLUENCE, PA 15424-2393

Mortgage

Document Number	2020005447
Date	Aug 12, 2020
Instrument	2020005447

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 446 Goniak Ln was $2,544 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Lower Turkeyfoot Township
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,544.00 Homeowner's exemption	$52,420
2024	$2,468.00 (+3.87%)	$52,420 (-)
2023	$2,376.00	$52,420
1998			$104,830 Land $6,660 Building $98,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Goniak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2009–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Goniak Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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