Northumberland County property record for 446 Gardys Mill Rd, Callao, VA 22435
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,991 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-(1)-162 |
| Primary APN | 7-(1)-162 |
|---|
| Lot Area | 326,700 sqft (7.5 acres) |
|---|
| Street Address | 446 GARDYS MILL RD |
|---|---|
| City | CALLAO |
| State | VA |
| Zip | 22435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST LAND DB561-691 |
| Legal Lot Number | 162 |
| Jurisdiction | NORTHUMBERLAND VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20100 |
446 Gardys Mill Rd, a single family home, is owned by a company.
Source: Northumberland County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 447 GARDYS MILL RD, CALLAO, VA 22435-2800 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 Gardys Mill Rd was $1,991.
Source: Northumberland County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northumberland County |
| Unified School District | Northumberland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,991.00 | $390,500 Land $78,600 Building $311,900 | $390,500 Land $78,600 Building $311,900 |
| 2023 | $1,838.00 | $301,400 Land $63,800 Building $237,600 | $301,400 Land $63,800 Building $237,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Gardys Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 186 (1983–2021) |
| Claims Outside the SFHA | 31 of 186 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Gardys Mill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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