446 Gaither St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 446 Gaither St, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,764 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Jul 2021)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-00834633`

Property Details

APN / Parcel Number

Primary APN	`09-00834633`
Alternative APN	`00834633`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00834633
Street Address	446 GAITHER ST
City	GAITHERSBURG
State	MD
Zip	20877-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	ADD TO DEER PARK
Legal Subdivision	DEER PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1009
Census Tract	700727

Owner

446 Gaither St is owned and occupied by two individuals who bought it in July 2021.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 GAITHER ST, GAITHERSBURG, MD 20877-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2020	Quit Claim Deed, Transfer EXCALIBUR TITLE COMPANY, EXCALIBUR TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Deed Book / Page	63479 / 119
Prior Transfer Date	Mar 28, 2020
Prior Transfer Doc	0596850099
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 12, 2021
Property Address	446 GAITHER ST, GAITHERSBURG, MD 20877-2063
Document Number	0634790119
Book / Page	63479 / 119
Map Reference	MB 62 PL 5297
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	EVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	446 GAITHER ST, GAITHERSBURG, MD 20877-2063

Mortgage

Document Number	63479127
Date	Jul 12, 2021
Instrument	63479/127

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	May 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 28, 2020
Property Address	446 GAITHER ST, GAITHERSBURG, MD 20877-2063
Document Number	0596850099
Book / Page	059685 / 000099
Instrument Date	Mar 28, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	EXCALIBUR TITLE COMPANY, EXCALIBUR TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	446 GAITHER ST GAITHERSBURG MD 208772063, GAITHERSBURG, MD 20877-2063

Tax Assessment & Valuation

The 2025 property tax bill for 446 Gaither St was $5,615, up 8.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,400 (+7.52%) Land $225,200 Building $209,200	$434,400 (-) Land $225,200 Building $209,200
2025	$5,615.00 (+8.73%)	$404,033	$434,400 Land $225,200 Building $209,200
2024	$5,164.00
2023		$343,300 Land $225,200 Building $118,100	$343,300 Land $225,200 Building $118,100
2022	$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Gaither St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Gaither St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband, AT&T.

Nearby Properties on Gaither St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures