446 Gabriel Rd, Cochecton, NY 12726 Property Records

Sullivan County and Bethel Town property record for 446 Gabriel Rd, Cochecton, NY 12726

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,550 sqft · built 1990
Lot Size	4.37 acres (190,357 sqft)
Owner	Trust Name on File
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`482000 20.-1-25.5`

Property Details

APN / Parcel Number

Primary APN	`482000 20.-1-25.5`
Alternative APN	`2000020 0001025005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,550 sqft Living Area
1st Floor Area	1,650 sqft
2nd Floor Area	900 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	190,357 sqft (4.37 acres)
Porch	Slab
Porch Area	672 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	446 GABRIEL RD
City	COCHECTON
State	NY
Zip	12726-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 6
Legal Block	1
Legal Lot Number	25.005
Jurisdiction	SULLIVAN NY
Township / Civil Division	BETHEL
Census Block Group	1
Census Block	1049
Census Tract	952000

Owner

446 Gabriel Rd is owner-occupied and held in a trust since December 2020.

Source: Sullivan County and Bethel Town records, as of April 27, 2026

Owner of Record	Trust Name on File
Mailing Address	446 GABRIEL RD, COCHECTON, NY 12726-5908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 16, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 15, 2018	Loan Modification, Mortgage · Conventional Mortgage WILLIAM H.THELMAN +

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2020
Transfer Doc	180
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Dec 16, 2020
Property Address	446 GABRIEL RD, COCHECTON, NY 12726-5908
Document Number	0000010180
Instrument Date	Dec 14, 2020
Instrument	10180
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	446 GABRIEL RD MONTICELLO NY 12701, MONTICELLO, NY 12701

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Dec 16, 2020
Property Address	446 GABRIEL RD, COCHECTON, NY 12726-5908
Document Number	0000010172
Instrument Date	Dec 14, 2020
Instrument	10172
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	446 GABRIEL RD MONTICELLO NY 12701, MONTICELLO, NY 12701

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SULLIVAN NY
Property Address	446 GABRIEL RD, COCHECTON, NY 12726-5908
Document Number	0000007915
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 GABRIEL RD COCHECTON NY 127265908, COCHECTON, NY 12726-5908

Mortgage

Document Number	0000007915
Date	Nov 5, 2018
Instrument	7915

Lender

Name	WILLIAM H.THELMAN +
Address	PO BOX 397, KAUNEONGA LAKE, NY 12749-0397

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 446 Gabriel Rd was $6,376 with exemptions applied.

Source: Sullivan County and Bethel Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Bethel Town
Unified School District	Sullivan West Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 Homeowner's exemption Senior Citizen's exemption	$138,000 (-) Land $23,300 Building $114,700	$406,600 (+9.01%) Land $68,651 Building $337,949
2024		$138,000 (-) Land $23,300 Building $114,700	$373,000 (+6.24%) Land $62,978 Building $310,022
2023		$138,000 Land $23,300 Building $114,700	$351,100 Land $59,280 Building $291,820
2021	$5,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Gabriel Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2009)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Gabriel Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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