446 Front St, Perryville, MD 21903 Property Records

Cecil County property record for 446 Front St, Perryville, MD 21903

Property Summary

Property Type	Care Home (Retirement, Nursing, Convalescent)
Details	2 ba · 3,672 sqft · built 1910
Lot Size	0.102 acres (4,428 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Dec 2025)
Tax Bill	$4,453 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-020252`

Property Details

APN / Parcel Number

Primary APN	`07-020252`
Alternative APNs	`7020252` `020252`

Interior

Units	6 Units
Stories	3 Stories
Building Area	3,672 sqft Total Area
1st Floor Area	3,672 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Mansard
Roof Material	Metal
Lot Area	4,428 sqft (0.102 acres)
Porch	Slab
Porch Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020252
Street Address	446 FRONT ST
City	PERRYVILLE
State	MD
Zip	21903-2752
Property Category	Commercial
Property Type	Commercial > Retail > Care Home (Retirement, Nursing, Convalescent)
Local Zoning Code	TC
Legal Description	LOT 2 - .1017 ACRE 446-448 FRONT STREET PERRYVILLE
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	3
Census Block	3045
Census Tract	31202

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	20 MONTROSE LN, ELKTON, MD 21921-2528
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRSTRUST BANK
Dec 18, 2025	Deed, Transfer · Stand-Alone First Mortgage FIRSTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jun 1, 1993 · Amount on Record
Deed Book / Page	5715 / 308
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	446 FRONT ST, PERRYVILLE, MD 21903-2752
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	KIRSH TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057150401
Date	Dec 18, 2025
Book Page	5715/401

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 25, 2030

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 18, 2025
Property Address	446 FRONT ST, PERRYVILLE, MD 21903-2752
Document Number	0057150308
Book / Page	5715 / 308
Map Reference	CAB 379 FO 657
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20 MONTROSE LN, ELKTON, MD 21921-2528

Mortgage

Document Number	0005715313
Date	Dec 18, 2025
Instrument	5715/313

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0057150365
Date	Dec 18, 2025
Book Page	5715/365

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Perryville Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,453.00 (+17.18%)	$303,400 (+17.19%) Land $69,700 Building $233,700	$303,400 (-) Land $69,700 Building $233,700
2025	$3,800.00 (+52.43%)	$258,900 (+52.38%)	$303,400 (+78.58%) Land $69,700 Building $233,700
2023	$2,493.00 Additional exemption filed	$169,900 Land $69,700 Building $100,200	$169,900 Land $69,700 Building $100,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	143 units insured incl. 135 condo units
Nearby Flood Claims	9 (1978–2012)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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