446 Front St N, Winton, MN 55796 Property Records

St. Louis County property record for 446 Front St N, Winton, MN 55796 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Square Footage912 sqft Gross Area
Lot Size10,311 sqft (0.236 acres)
Garage384 sqft
Last Sale$105,000 (2024)
Tax Bill$1,678.00 (2026)

Owner

Source: St. Louis County records · APN 190-0040-00180

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2414 WILSHIRE LN NE, ROCHESTER, MN 55906-6906
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Warranty Deed, Transfer
NORTHEAST TITLE COMPANY
Jul 24, 2020Warranty Deed, Transfer
FAIRWAY INDEPENDENT MTG
Mar 20, 2018Warranty Deed, Transfer · Line of Credit
BOUNDARY WATERS ST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleJul 24, 2020 · Amount on Record
Deed Doc Number20241483088
Prior Transfer DateDec 09, 2004
Prior Transfer Doc0000971452
Record RefreshedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateFeb 14, 2024
Property Address446 FRONT ST N, WINTON, MN 55796-2204
Document Number0001483088
Instrument DateFeb 07, 2024
Instrument1483088
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$346.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2414 WILSHIRE LN NE, ROCHESTER, MN 55906-6906

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 24, 2020
Property Address446 FRONT ST N, WINTON, MN 55796-2204
Document Number00A1385983
Instrument DateJul 16, 2020
InstrumentA1385983
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$284.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 FRONT ST N WINTON MN 557962204, WINTON, MN 55796-2204

Mortgage

Document NumberA1385984
DateJul 24, 2020
InstrumentA1385984
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 20, 2018
Property Address446 FRONT ST N, WINTON, MN 55796-2204
Document Number00A1329726
Instrument DateMar 12, 2018
InstrumentA1329726
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$181.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5235 TIOGA ST DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document NumberA1329727
DateMar 20, 2018
InstrumentA1329727
Lender
NameBOUNDARY WATERS ST BK
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 19, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityWinton City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,678.00 (+235.6%)
2025$500.00 (-20.38%) Homeowner's exemption$114,100 (+39.15%) Land $13,100 Building $101,000$114,100 (+39.15%) Land $13,100 Building $101,000
2024$82,000 (+20.77%) Land $11,800 Building $70,200$82,000 (+20.77%) Land $11,800 Building $70,200
2023$628.00 Homeowner's exemption
2022$67,900 Land $9,700 Building $58,200$67,900 Land $9,700 Building $58,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 88% of Minnesota
Wildfire LikelihoodAbout 1 in 510 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN190-0040-00180
Alternative APNs
  • 1093146
  • 1162350

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area912 sqft Gross Area
1st Floor624 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area10,311 sqft (0.236 acres)
Garage Area384 sqft Garage

Exterior Amenities

Deck Area24 sqft Deck
Porch Area12 sqft Porch
SaunaSauna
Storage Building120 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1162350
Street Address446 FRONT ST N
CityWINTON
StateMN
Zip55796-2204
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 SERIAL #
Legal SubdivisionST CROIX PLAT
Legal Lot Number18
JurisdictionST LOUIS MN
Minor Civil DivisionWINTON
Census Blockgroup1
Census Block1030
Census Tract15401

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