446 Forestridge Dr, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 446 Forestridge Dr, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,861 sqft · built 2020
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Tax Bill	$7,502 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R103840`

Property Details

APN / Parcel Number

Primary APN	`R103840`
Alternative APN	`S5377-000T-0080-00-0R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Steel Frame
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Mixed
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R103840
Street Address	446 FORESTRIDGE DR
City	FATE
State	TX
Zip	75087-0137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PHASE 8B, BLOCK T, LOT 80
Legal Subdivision	WOODCREEK PHASE 8B
Legal Phase	8B
Legal Tract	80
Legal Block	T
Legal Lot Number	80
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2024
Census Tract	40407

Owner

Source: Rockwall County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	446 FORESTRIDGE DR, FATE, TX 75087-0137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 8, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020
Deed Sale	Dec 8, 2020
Deed Document Number	20200000029808
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	446 FORESTRIDGE DR, FATE, TX 75087-0137
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012969
Date	Aug 7, 2023
Instrument	20230000012969

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	446 FORESTRIDGE DR, FATE, TX 75087-0137
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006153
Date	Mar 21, 2022
Instrument	20220000006153

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 8, 2020
Property Address	446 FORESTRIDGE DR, FATE, TX 75087-0137
Document Number	0000029808
Map Reference	DOC 20200000006528
Instrument Date	Dec 4, 2020
Instrument	20200000029808
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 FORESTRIDGE DR, FATE, TX 75087-0137

Mortgage

Document Number	0000029809
Date	Dec 8, 2020
Instrument	20200000029809

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,520 (-3.95%) Land $100,000 Building $259,520	$359,520 (-3.95%) Land $100,000 Building $259,520
2024	$7,502.00 (+5.89%)
2023		$374,287 Land $120,000 Building $254,287	$374,287 Land $120,000 Building $254,287
2021	$7,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Wi-Five Broadband.

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