Fannin County property record for 446 FM 273, Bonham, TX 75418
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 4,400 sqft · built 1990 |
| Lot Size | 69.8 acres (3,042,753 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,473 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0191-027-0000-05 |
| Primary APN | 0191-027-0000-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Building Area | 4,400 sqft Living Area |
| 1st Floor Area | 2,986 sqft |
| 2nd Floor Area | 880 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Lot Area | 3,042,753 sqft (69.8 acres) |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Porch | Porch |
| Porch Area | 378 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0191-027-0000-05 |
|---|---|
| Old Parcel Number | 72939 |
| Street Address | 446 FM 273 |
| City | BONHAM |
| State | TX |
| Zip | 75418-8282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0191 WM COX, ACRES 69.852 |
| Legal Subdivision | WM COX |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 950402 |
446 FM 273, a rural home, is owned and occupied by an individual who acquired it in July 2022.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 FM 273, BONHAM, TX 75418-8282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 |
| Deed Sale | Jul 7, 2022 |
| Record Updated | Jun 8, 2026 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,161,980 Land $784,200 Building $377,780 | $1,161,980 Land $784,200 Building $377,780 | |
| 2024 | $1,473.00 | ||
| 2023 | $565,388 | $1,056,180 Land $642,720 Building $413,460 | |
| 2018 | $4,676.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 FM 273 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2019) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 FM 273 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE SHED WSC serves 2,441 people · EPA ID TX0740035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, Nextlink.
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