446 Fairview St, Owatonna, MN 55060 Property Records

Steele County property record for 446 Fairview St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1888
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Oct 2022)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-119-0508`

Property Details

APN / Parcel Number

Primary APN	`17-119-0508`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,330 sqft Finished Area
Basement Area	238 sqft
Unfinished Basement	238 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	446 FAIRVIEW ST
City	OWATONNA
State	MN
Zip	55060-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE BLK 5 LOTS 7 & 8 EX E 60' RIVERSIDE
Legal Section	TW
Legal Subdivision	RIVERSIDE
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3030
Census Tract	960400

Owner

446 Fairview St is owned and occupied by an individual who bought it in October 2022.

Source: Steele County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	446 FAIRVIEW ST, OWATONNA, MN 55060-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Jan 13, 2011 · Amount on File
Deed Document Number	20221475337
Prior Transfer Date	Apr 25, 2011
Prior Transfer Doc	0000380085
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Oct 4, 2022
Property Address	446 FAIRVIEW ST, OWATONNA, MN 55060-2206
Document Number	A000444830
Instrument Date	Sep 23, 2022
Instrument	A000444830
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 FAIRVIEW ST, OWATONNA, MN 55060-2206

Mortgage

Document Number	A000444831
Date	Oct 4, 2022
Instrument	A000444831

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 446 Fairview St was $2,248.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00	$149,400 (+1.84%) Land $26,900 Building $122,500	$149,400 (+1.84%) Land $26,900 Building $122,500
2025		$146,700 Land $26,100 Building $120,600	$146,700 Land $26,100 Building $120,600
2023	$2,028.00	$131,600 Land $22,600 Building $109,000	$131,600 Land $22,600 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Fairview St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (2001–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 446 Fairview St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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