446 Exeter St, Sacramento, CA 95864 Property Records

Sacramento County property record for 446 Exeter St, Sacramento, CA 95864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,893 sqft · built 1971
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$930,000 (May 2022)
Tax Bill$11,965 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (reduced by levee)
APN292-0452-004-0000

Property Details

APN / Parcel Number

Primary APN292-0452-004-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,893 sqft Living Area
1st Floor Area1,893 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Garage Area713 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address446 EXETER ST
CitySACRAMENTO
StateCA
Zip95864-6049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionWILHAGGIN 05, LOT 74
Legal SubdivisionWILHAGGIN 05
Legal Lot Number74
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3005
Census Tract5803

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2432 KIRSTEN LEE DR, WESTLAKE VILLAGE, CA 91361-5526
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2022 · Amount on Record
Deed SaleMay 3, 2022 · Amount on Record
Prior SaleMar 29, 1996 · Amount on Record
Deed Book / Page20220503 / 1206
Prior Transfer DateJun 7, 2013
Prior Transfer Doc0000000274
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address446 EXETER ST, SACRAMENTO, CA 95864-6049
Transaction TypeMortgage
Record UpdatedMay 13, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2432 KIRSTEN LEE DR, WESTLAKE VILLAGE, CA 91361-5526

Mortgage

Document Number0000001207
DateMay 3, 2022
Instrument2022050301207
Lender
NameTHE TURNKEY FOUNDATION INC
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateMay 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9%
IndexOther
Margin3
Max Rate9%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,006,659 (+2%) Land $351,789 Building $654,870
2025$11,965.00 (+0.95%)$986,922 (+4.04%) Land $344,892 Building $642,030
2024$11,852.00 (+2.57%)
2023$11,555.00 (+138.1%)$948,600 Land $331,500 Building $617,100
2022$4,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (1991–1998)
Claims Outside the SFHA3 of 8
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: GeoLinks, Succeed.Net.

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