Orange County property record for 446 Esther St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,594 sqft · built 2006 |
| Lot Size | 0.173 acres (7,524 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,550,000 (Mar 2018) |
| Tax Bill | $22,564 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 426-312-23 |
| Primary APN | 426-312-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,594 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 7,524 sqft (0.173 acres) |
| Lot Dimensions | 99 ft deep x 76 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 446 ESTHER ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-2323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1426 BLK LOT 10 |
| Legal Subdivision | TRACT 1426 |
| Legal Tract | 1426 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 63202 |
Source: Orange County records · APN 426-312-23
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Dec 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 22, 2018 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2018 · Amount on Record |
| Deed Sale | Mar 22, 2018 · Amount on Record |
| Prior Sale | Apr 08, 2015 · Amount on Record |
| Deed Document Number | 2018102259 |
| Last Transfer Date | Dec 15, 2018 |
| Transfer Doc | 0000059947 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Document Number | 0000240265 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025000240265 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000190891 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018000190891 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALATLANTIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000377722 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019000377722 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALATLANTIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Document Number | 0000704548 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 2020000704548 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 26, 2019 |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Document Number | 0000059947 |
| Instrument Date | Dec 15, 2018 |
| Instrument | 59947 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 446 ESTHER ST COSTA MESA CA 926272323, COSTA MESA, CA 92627-2323 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 22, 2018 |
| Property Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Document Number | 0000102259 |
| Map Reference | MB43 PG42 |
| Instrument Date | Feb 06, 2018 |
| Instrument | 2018000102259 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 446 ESTHER ST, COSTA MESA, CA 92627-2323 |
| Investor | Possibly a Property Investor |
| Document Number | 0000102260 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 2018000102260 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $22,564.00 (+17.49%) | $2,049,728 (+20.92%) Land $1,540,849 Building $508,879 |
| 2024 | $19,205.00 (+2.76%) | |
| 2023 | $18,689.00 (+2.28%) | $1,695,150 Land $1,481,016 Building $214,134 |
| 2022 | $18,272.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 792 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MESA WATER DISTRICT serves 110,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures