446 Estado Way, Novato, CA 94945 Property Records

Marin County property record for 446 Estado Way, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,928 sqft · built 1966
Lot Size	0.198 acres (8,640 sqft)
Owner	2 Trust Names on File
Last Sale	$550,000 (Mar 2011)
Tax Bill	$9,298 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-384-02`

Property Details

APN / Parcel Number

Primary APN	`124-384-02`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	8,640 sqft (0.198 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	550 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 ESTADO WAY
City	NOVATO
State	CA
Zip	94945-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 12 PG 74 UNIT 7 LOT 897
Legal Subdivision	SAN MARIN 07
Legal Lot Number	897
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1013
Census Tract	102100

Owner

446 Estado Way is owner-occupied and held in a trust since March 2011.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	446 ESTADO WAY, NOVATO, CA 94945-1306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2011 · Amount on File
Deed Sale	Mar 7, 2011 · Amount on File
Deed Document Number	201113138
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000054476
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	446 ESTADO WAY, NOVATO, CA 94945-1306
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 ESTADO WAY, NOVATO, CA 94945-1306

Mortgage

Document Number	0000053724
Date	Aug 26, 2021
Instrument	2021-0053724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	446 ESTADO WAY, NOVATO, CA 94945-1306
Document Number	0000000960
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 ESTADO WAY NOVATO CA 949451306, NOVATO, CA 94945-1306

Mortgage

Document Number	0000000960
Date	Jan 9, 2020
Instrument	960

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	446 ESTADO WAY, NOVATO, CA 94945-1306
Document Number	0000008123
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 ESTADO WAY NOVATO CA 949451306, NOVATO, CA 94945-1306

Mortgage

Document Number	0000008123
Date	Feb 27, 2017
Instrument	8123

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 446 Estado Way was $9,298.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$718,696 (+2%) Land $392,016 Building $326,680
2025	$9,298.00	$704,605 Land $384,330 Building $320,275
2023	$9,000.00 (+2.47%)	$677,253 Land $369,411 Building $307,842
2022	$8,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 446 Estado Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Estado Way is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

Nearby Properties on Estado Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures