446 Elm St, New Haven, CT 06511 Property Records

New Haven City property record for 446 Elm St, New Haven, CT 06511

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,054 sqft · built 1900
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$197,000 (Feb 2016)
Tax Bill$6,428 (2026)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN297 0268 01600

Property Details

APN / Parcel Number

Primary APN297 0268 01600
Alternative APN
  • NHVN M:297 B:0268 L:01600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,054 sqft Living Area
Gross Area4,188 sqft
1st Floor Area1,084 sqft
AtticAttic
Attic Area870 sqft
Basement Area1,084 sqft
Unfinished Basement1,084 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number297 0268 01600
Street Address446 ELM ST
CityNEW HAVEN
StateCT
Zip06511-4524
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRM2
Legal SubdivisionOLE TOWNE LNDG
Legal Block268
Legal Lot Number1600
JurisdictionNEW HAVEN CT
Township / Civil DivisionNEW HAVEN
Census Block Group3
Census Block3003
Census Tract140700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Dwight Street Historic District
listed 1983 · 595 contributing resources · NRIS 83001281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

446 Elm St, a duplex, is owned by a company that bought it in February 2016.

Source: New Haven City records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address111 HOWE ST, NEW HAVEN, CT 06511-7001
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2016 · Amount on File
Deed SaleFeb 2, 2016 · Amount on File
Prior SaleAug 13, 2004 · Amount on File
Deed Book / Page9381 / 69
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HAVEN CT
Property Address446 ELM ST, NEW HAVEN, CT 06511-4524
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010371-106
DateMay 2, 2022
Book Page10371/106
Instrument2022-04384
Lender
NameLOAN FUNDER LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 446 Elm St was $6,428, up 1.4% from the year before.

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNew Haven City
Unified School DistrictNew Haven School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,428.00 (+1.42%)$160,860 (-) Land $44,800 Building $116,060$369,359 (+228.02%)
2025$6,338.00$160,860 Land $44,800 Building $116,060$112,602 Land $31,360 Building $81,242
2024$6,338.00 (+5.92%)
2023$5,984.00 (-6.41%)$160,860 (-) Land $44,800 Building $116,060
2022$6,394.00$160,860 Land $44,800 Building $116,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 446 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber · DSL in parts of the area
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number