St. Louis County property record for 446 Elm Crossing Ct, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,923 sqft · built 1989 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $267,000 (Aug 2019) |
| Tax Bill | $4,181 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-52-0865 |
| Primary APN | 25R-52-0865 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,303 sqft |
| 1st Floor Area | 857 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 83 ft deep x 51 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 ELM CROSSING CT |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | WOODLYN CROSSING PLAT TWO 9 19 88 LOT 206 |
| Legal Subdivision | WOODLYN CROSSING PLAT TWO |
| Legal Lot Number | 206 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 217932 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Nov 18, 2025 | Intrafamily Transfer, Transfer |
| Aug 13, 2019 | Warranty Deed, Transfer CARROLLTON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Jun 6, 2003 · Amount on Record |
| Deed Document Number | 2019246 |
| Deed Book / Page | 23652 / 1756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Document Number | 0248045261 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 24804/5261 |
| Instrument | 2021041600798 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 18, 2025 |
| Property Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Document Number | 2025111800308 |
| Map Reference | MB 224 PG 26&27 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025111800308 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Name | Verified Name |
|---|---|
| Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 13, 2019 |
| Property Address | 446 ELM CROSSING CT, BALLWIN, MO 63021-7476 |
| Document Number | 0236521756 |
| Book / Page | 023652 / 001756 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 246 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 ELM CROSSING CT BALLWIN MO 630217476, BALLWIN, MO 63021-7476 |
| Document Number | 236521760 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 023652/001760 |
| Instrument | 247 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 12, 2034 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,120 (-) Land $26,490 Building $41,630 | $358,500 (-) Land $139,400 Building $219,100 | |
| 2025 | $4,181.00 (+2.5%) | $68,120 (+8.23%) Land $26,490 Building $41,630 | $358,500 (+8.21%) Land $139,400 Building $219,100 |
| 2024 | $4,079.00 (+1.44%) | $62,940 (-) Land $17,020 Building $45,920 | |
| 2023 | $4,021.00 (+11.45%) | $62,940 (+21.74%) Land $17,020 Building $45,920 | $331,300 (+21.76%) Land $89,600 Building $241,700 |
| 2022 | $3,608.00 | $51,700 Land $18,320 Building $33,380 | |
| 2021 | $272,100 Land $96,400 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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