San Diego County property record for 446 Elm Ave, Imperial Beach, CA 91932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 1955 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Sep 1989) |
| Tax Bill | $4,961 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 625-303-11-00 |
| Primary APN | 625-303-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 103 ft deep x 61 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 ELM AVE |
|---|---|
| City | IMPERIAL BEACH |
| State | CA |
| Zip | 91932-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6000 |
| Legal Description | LOT 38 TR 003086 |
| Legal Subdivision | STAFFORD GARDNER TERRACE |
| Legal Tract | 003086 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10202 |
446 Elm Ave is owned and occupied by an individual who acquired it in October 2002.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 ELM AVE, IMPERIAL BEACH, CA 91932-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 1989 · Amount on File |
| Deed Sale | Sep 6, 1989 · Amount on File |
| Prior Sale | Mar 29, 1989 · Amount on File |
| Deed Document Number | 1989479166 |
| Last Transfer Date | Oct 14, 2002 |
| Transfer Doc | 0000925266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 446 ELM AVE, IMPERIAL BEACH, CA 91932-2026 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000395838 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 2020-0395838 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 446 Elm Ave was $4,961 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Imperial Beach City |
| Elementary School District | South Bay Union School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $353,840 (+2%) Land $147,763 Building $206,077 | |
| 2025 | $4,961.00 Homeowner's exemption | $346,903 Land $144,866 Building $202,037 |
| 2023 | $4,747.00 (+5.16%) Homeowner's exemption | $333,435 Land $139,242 Building $194,193 |
| 2022 | $4,514.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 446 Elm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 446 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon, Wyyerd Connect.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures