446 Elgin Rd, Hubert, NC 28539 Property Records

Onslow County property record for 446 Elgin Rd, Hubert, NC 28539 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	2,205 sqft Living Area
Lot Size	100,624 sqft (2.3 acres)
Last Sale	$304,000 (2022)
Tax Bill	$1,672.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`1313A-172`
Alternative APNs	`483418000` `163873`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,205 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	100,624 sqft (2.3 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	483418000
Street Address	446 ELGIN RD
City	HUBERT
State	NC
Zip	28539-2302
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L23 S2 HIGHLANDS OF QUEENS CREEK S/F 1307-38
Legal Subdivision	HIGHLANDS OF QUEENS CREEK SEC 2
Jurisdiction	ONSLOW NC
Minor Civil Division	SWANSBORO
Census Blockgroup	2
Census Block	2000
Census Tract	2803

Owner

Source: Onslow County records · APN 1313A-172

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2423 EMERALD ST, SAN DIEGO, CA 92109-3750
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Deed Doc Number	0005703850
Deed Book / Page	5703 / 850
Record Refreshed	Jun 07, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 11, 2022
Property Address	446 ELGIN RD, HUBERT, NC 28539-2302
Document Number	0057030850
Book / Page	5703 / 850
Map Reference	MB 75 PG 66
Instrument Date	Mar 09, 2022
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 ELGIN RD, HUBERT, NC 28539-2302

Mortgage

Document Number	0005703855
Date	Mar 11, 2022
Instrument	5703/855

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,672.00	$255,294 Land $45,100 Building $210,194	$255,294 Land $45,100 Building $210,194

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	About 1 in 592 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.