446 Eleventh St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 446 Eleventh St, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,647 sqft · built 1888
Lot Size	0.139 acres (6,075 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jan 2017)
Tax Bill	$5,995 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.66-2-23`

Property Details

APN / Parcel Number

Primary APN	`421500 48.66-2-23`
Alternative APN	`150004806600020230000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,272 sqft
Upper Floors Area	375 sqft
Attic	Attic
Attic Area	375 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,075 sqft (0.139 acres)
Lot Dimensions	135 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	446 ELEVENTH ST
City	SCHENECTADY
State	NY
Zip	12306-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 WOOD AND GARAGE
Legal Subdivision	BELLEVUE
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3010
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.66-2-23

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 ELEVENTH ST, SCHENECTADY, NY 12306-3104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	20172543
Deed Book / Page	1954 / 580
Prior Transfer Date	Jan 12, 2017
Prior Transfer Doc	0000002543
Record Updated	Jun 08, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 17, 2017
Property Address	446 ELEVENTH ST, SCHENECTADY, NY 12306-3104
Document Number	0000002543
Book / Page	001954 / 000580
Instrument Date	Jan 12, 2017
Instrument	2543
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 STRONG ST SCHENECTADY NY 123071912, SCHENECTADY, NY 12307-1912

Mortgage

Document Number	2556,
Date	Jan 17, 2017
Book Page	004736/000891
Instrument	2556

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,995.00 (+4.59%)	$119,700 (-) Land $18,000 Building $101,700	$198,212 (+30.82%) Land $29,806 Building $168,406
2023		$119,700 (-) Land $18,000 Building $101,700	$151,519 (+3.8%) Land $22,785 Building $128,734
2022		$119,700 Land $18,000 Building $101,700	$145,976 Land $21,951 Building $124,025
2021	$5,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.