Harris County property record for 446 el Toro Ln, Webster, TX 77598
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 1983 |
| Lot Size | 0.181 acres (7,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,200 (Jul 2017) |
| Tax Bill | $4,509 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-134-010-0011 |
| Primary APN | 114-134-010-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,874 sqft (0.181 acres) |
| View / Lot | Neighborhood |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1141340100011 |
|---|---|
| Street Address | 446 EL TORO LN |
| City | WEBSTER |
| State | TX |
| Zip | 77598-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 BLK 10 PIPERS MEADOW SEC 1 |
| Legal Subdivision | PIPERS MEADOW SEC 1 |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 341001 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 EL TORO LN, WEBSTER, TX 77598-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 7, 2017 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 2017304318 |
| Prior Transfer Date | Jul 6, 2017 |
| Prior Transfer Doc | 0000304318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 20, 2020 |
| Property Address | 446 EL TORO LN, WEBSTER, TX 77598-2514 |
| Document Number | 0000167784 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 167784 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 446 EL TORO LN WEBSTER TX 775982514, WEBSTER, TX 77598-2514 |
| Document Number | 167785 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 167785 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Number | 167786, |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 167786 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | PO BOX 13941, AUSTIN, TX 78711-3941 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 7, 2017 |
| Property Address | 446 EL TORO LN, WEBSTER, TX 77598-2514 |
| Document Number | 0000304318 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 304318 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 466 EL TORO LN WEBSTER TX 775982555, WEBSTER, TX 77598-2555 |
| Document Number | 304319 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 304319 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,211 (-11.52%) Land $60,547 Building $221,664 | $282,211 (-11.52%) Land $60,547 Building $221,664 | |
| 2025 | $4,509.00 (+3.2%) Homeowner's exemption | $318,957 (+1.09%) Land $50,456 Building $268,501 | $318,957 (+1.09%) Land $50,456 Building $268,501 |
| 2024 | $4,369.00 (+89.05%) | ||
| 2023 | $315,503 Land $50,456 Building $265,047 | $315,503 Land $50,456 Building $265,047 | |
| 2022 | $2,311.00 (-4.19%) | ||
| 2020 | $2,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 4 (2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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