Lucas County property record for 446 el Centro Dr, Toledo, OH 43615
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1976 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,277 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-38451 |
| Primary APN | 12-38451 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 710 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 446 EL CENTRO DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43615-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | PACIFIC PARK PLAT 2 LOT 119 |
| Legal Subdivision | PACIFIC PARK PLAT 2 |
| Legal Lot Number | 119 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 7302 |
446 el Centro Dr is owned by a company that acquired it in April 2017.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1433, TOLEDO, OH 43603-1433 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 |
| Deed Sale | Apr 25, 2017 |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 17202726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 25, 2017 |
| Property Address | 446 EL CENTRO DR, TOLEDO, OH 43615-6122 |
| Document Number | 0000017581 |
| Map Reference | VOL73 PG48 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 201704250017581 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3131 EXECUTIVE PKWY, TOLEDO, OH 43606-1367 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017582 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 201704250017582 |
| Name | THE CROGHAN COLONIAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 446 el Centro Dr was $1,277, up 21.6% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,277.00 (+21.62%) | $18,095 (-) Land $6,685 Building $11,410 | |
| 2024 | $1,050.00 (-7.57%) | $18,095 (+18.58%) Land $6,685 Building $11,410 | $51,700 Land $19,100 Building $32,600 |
| 2023 | $1,136.00 (+101.42%) | $15,260 (-) Land $3,395 Building $11,865 | |
| 2022 | $564.00 | $15,260 Land $3,395 Building $11,865 | |
| 2021 | $43,600 Land $9,700 Building $33,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 el Centro Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 446 el Centro Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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