446 Edgewater Dr, Polk City, FL 33868 Property Records

Polk County property record for 446 Edgewater Dr, Polk City, FL 33868

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1996
Lot Size	0.424 acres (18,478 sqft)
Owner	Company Name on File
Last Sale	$250,000 (May 2023)
Tax Bill	$4,310 (2025)
Deeds & Mortgages	May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-27-05-298330-000380`

Property Details

APN / Parcel Number

Primary APN	`25-27-05-298330-000380`
Alternative APNs	`052725298330000380` `52725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	18,478 sqft (0.424 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Screened/Unfinished Porch
Porch Area	290 sqft

Location & Zoning

Street Address	446 EDGEWATER DR
City	POLK CITY
State	FL
Zip	33868-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CITRUS HARBOUR SUB PB 66 PG 48 LOT 38
Legal Range	25E
Legal Township	27S
Legal Section	05
Legal Subdivision	CITRUS HARBOUR
Legal Tract	298330
Legal Block	1
Legal Lot Number	38
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1049
Census Tract	12407

Owner

446 Edgewater Dr is owned by a company that bought it in May 2023.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2080 J JACKSON RD S, FORT MEADE, FL 33841-9555
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on File
Deed Sale	May 10, 2023 · Amount on File
Prior Sale	Jul 13, 1995 · Amount on File
Deed Document Number	2023109425
Deed Book / Page	12686 / 593
Prior Transfer Date	Nov 17, 2016
Prior Transfer Doc	0099920216
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 10, 2023
Property Address	446 EDGEWATER DR, POLK CITY, FL 33868-6705
Document Number	0000109425
Book / Page	12686 / 593
Map Reference	MB 66 PG 48
Instrument Date	Sep 20, 2022
Instrument	2023109425
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2080 J JACKSON RD S, FORT MEADE, FL 33841-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 J JACKSON RD S, FORT MEADE, FL 33841-9555

Tax Assessment & Valuation

The 2025 property tax bill for 446 Edgewater Dr was $4,310, up 79.8% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Polk City Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,661 (+0.54%) Land $38,000 Building $211,661	$249,661 (+0.54%) Land $38,000 Building $211,661
2025	$4,310.00 (+79.81%)	$248,323 Land $38,000 Building $210,323	$248,323 Land $38,000 Building $210,323
2024	$2,397.00 (-11.12%)
2023	$2,697.00 (+42.77%)	$235,349 (+13.83%) Land $37,000 Building $198,349	$235,349 (+13.83%) Land $37,000 Building $198,349
2022	$1,889.00	$206,754 Land $31,000 Building $175,754	$206,754 Land $31,000 Building $175,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 446 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Edgewater Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20