446 E Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 446 E Sterns Rd, Temperance, MI 48182 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	218,236 sqft (5.01 acres)
Occupancy	Owner Occupied
Last Sale	$183,000 (2001)
Tax Bill	$1,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-025-025-20`

Exterior

Lot Area	218,236 sqft (5.01 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	446 E STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-9123
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 25 T8S R7E 5.01 ACRES PART OF W 1/2 OF SE 1/4 COM @ S 1/4 COR SD SEC TH S 85D 05M 19S E 170 FT TO POB TH S 85D 05M 19S E
Legal Range	07E
Legal Township	08S
Legal Section	25
Jurisdiction	MONROE MI
Minor Civil Division	BEDFORD
Census Blockgroup	2
Census Block	2000
Census Tract	833500

Owner

Source: Monroe County records · APN 02-025-025-20

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 E STERNS RD, TEMPERANCE, MI 48182-9123
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2001 · Amount on Record
Deed Sale	Jan 02, 2001 · Amount on Record
Record Refreshed	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	446 E STERNS RD, TEMPERANCE, MI 48182-9123
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 E STERNS RD, TEMPERANCE, MI 48182-9123

Mortgage

Document Number	0000019910
Date	Dec 04, 2025
Instrument	2025R19910

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 24, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,800 (+41.39%)	$397,600 (+41.39%)
2025	$1,382.00 (-53.39%) Homeowner's exemption
2023	$2,965.00 Homeowner's exemption	$140,600	$281,200