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446 E Queen St, Chambersburg, PA 17201 Property Records

Franklin County property record for 446 E Queen St, Chambersburg, PA 17201

Property Summary

Property TypeApartments (5+ Units)
Details1,856 sqft
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$221,000 (Aug 2026)
Tax Bill$2,222 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN03-1E3-117

Property Details

APN / Parcel Number

Primary APN03-1E3-117
Alternative APN
  • 03-1E03.-117.-000000

Interior

Total Rooms10 Rooms
Stories2 Stories
Building Area1,856 sqft Total Area

Exterior

Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address446 E QUEEN ST
CityCHAMBERSBURG
StatePA
Zip17201-2326
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
JurisdictionFRANKLIN PA
Township / Civil DivisionCHAMBERSBURG
Census Block Group2
Census Block2030
Census Tract10900

Owner

Source: Franklin County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY
Dec 26, 2025Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2026 · Amount on Record
Deed SaleAug 25, 2026 · Amount on Record
Prior SaleDec 26, 2025 · Amount on Record
Deed Document Number202617258
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN PA
Recording DateAug 25, 2026
Property Address446 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number0000017258
Instrument DateAug 21, 2026
Instrument202617258
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanySETTLEMENT SERVICES, A&K SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223,210.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 E QUEEN ST, CHAMBERSBURG, PA 17201-2326

Mortgage

Document Number0000017259,
DateAug 25, 2026
Instrument202617259
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN PA
Recording DateDec 26, 2025
Property Address446 E QUEEN ST, CHAMBERSBURG, PA 17201-2326
Document Number0000025583
Instrument DateDec 19, 2025
Instrument202525583
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

AmountAmount Recorded
Tax$1,234.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6999 CONWAY ROAD, HANOVER, PA 17331
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyFranklin County
MunicipalityChambersburg Borough
Unified School DistrictChambersburg Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,222.00 (+2.02%)$10,980 (-) Land $1,630 Building $9,350
2025$2,178.00 (+4.26%)$10,980 (-) Land $1,630 Building $9,350
2024$2,089.00$10,980 Land $1,630 Building $9,350
$10,980 Land $1,630 Building $9,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1995–2025)
Claims Outside the SFHA2 of 10
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHAMBERSBURG BORO WATER SYS
serves 31,048 people · EPA ID PA7280005
Water SourceSurface water
Last State InspectionFeb 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
PA.net
Fixed Wireless · not low latency		200 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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