446 E McKinley St, Tempe, AZ 85288 Property Records

Maricopa County property record for 446 E McKinley St, Tempe, AZ 85288

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1959
Lot Size	0.147 acres (6,412 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2023)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Feb 2026 Sale Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`129-15-113`

Property Details

APN / Parcel Number

Primary APN	`129-15-113`
Alternative APN	`129151130`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,412 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	446 E MCKINLEY ST
City	TEMPE
State	AZ
Zip	85288-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PAPAGO PARKWAY 5 MCR 82/33
Legal Range	4E
Legal Township	1N
Legal Section	3
Legal Subdivision	PAPAGO PARKWAY 5
Legal Lot Number	679
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1006
Census Tract	318501

Owner

Source: Maricopa County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	2023282485
Prior Transfer Date	Sep 18, 2014
Prior Transfer Doc	0000660376
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2026
Property Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027
Document Number	0000110894
Map Reference	MB 82 PG 33
Instrument Date	Feb 25, 2026
Instrument	20260110894
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027

Mortgage

Document Number	0000108334
Date	Mar 4, 2024
Instrument	20240108334

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2023
Property Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027
Document Number	0000282485
Map Reference	MB 82 PG 33
Instrument Date	May 23, 2023
Instrument	20230282485
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	PINNACLE T&E AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12561 W MONROE ST, AVONDALE, AZ 85323-8007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027

Mortgage

Document Number	0000282486
Date	May 31, 2023
Instrument	20230282486

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	446 E MCKINLEY ST, TEMPE, AZ 85288-1027
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832730
Date	Oct 18, 2019
Instrument	20190832730

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Tempe City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,630 (+92.98%)	$436,300 (-0.11%) Land $87,200 Building $349,100
2025	$1,693.00 (+9.01%)	$22,609 (-49.92%)	$436,800 (-3.26%) Land $87,300 Building $349,500
2024		$45,150	$451,500 Land $90,300 Building $361,200
2023	$1,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPE serves 165,000 people · EPA ID AZ0407100
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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