Bradford County property record for 446 E Main St, Troy, PA 16947 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 1870 |
| Lot Size | 15.7 acres (684,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Sep 2016) |
| Tax Bill | $2,146 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-068.01-146-000-000 |
| Primary APN | 53-068.01-146-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Lot Area | 684,763 sqft (15.7 acres) |
| Street Address | 446 E MAIN ST |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE W/ATT GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 950700 |
Source: Bradford County records · APN 53-068.01-146-000-000
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 E MAIN ST, TROY, PA 16947-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Jul 03, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2016 · Amount on Record |
| Deed Sale | Sep 09, 2016 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Document Number | 201612283 |
| Prior Transfer Date | Jun 13, 2013 |
| Prior Transfer Doc | 0201310817 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 446 E MAIN ST, TROY, PA 16947-1218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201812475 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 201812475 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 21, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 446 E MAIN ST, TROY, PA 16947-1218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201905988 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 201905988 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 26, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,146.00 (+4.99%) | $33,750 (-) | |
| 2025 | $2,044.00 (+4.66%) | $33,750 (-) | |
| 2024 | $1,953.00 | $33,750 | |
| 1999 | $67,508 |
Source: FEMA National Flood Hazard Layer, Bradford County (42015C), updated September 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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