446 E 1300 N Rd, Onarga, IL 60955 Property Records

Iroquois County property record for 446 E 1300 N Rd, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,131 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22 26 100 005`

Property Details

APN / Parcel Number

Primary APN	`22 26 100 005`

Exterior

Lot Area	188,179 sqft (4.32 acres)

Location & Zoning

Street Address	446 E 1300 NORTH RD
City	ONARGA
State	IL
Zip	60955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E356 S528 E2 NW
Jurisdiction	IROQUOIS IL
Township / Civil Division	RIDGELAND
Census Block Group	1
Census Block	1043
Census Tract	950700

Owner

Source: Iroquois County records · APN 22 26 100 005

Assessment roll updated July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 123, ONARGA, IL 60955-0123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	446 E 1300 NORTH RD, ONARGA, IL 60955
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R1252
Date	May 06, 2020
Instrument	20R1252

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	446 E 1300 NORTH RD, ONARGA, IL 60955
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21R1506
Date	Apr 14, 2021
Instrument	21R1506

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Ridgeland Township
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (-6.91%)	$22,510 (+26.6%) Land $4,630 Building $17,880	$67,530 (+26.6%) Land $13,890 Building $53,640
2022	$1,215.00	$17,780 Land $3,650 Building $14,130	$53,340 Land $10,950 Building $42,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 16, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	300 / 100
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Maxwire Fixed Wireless	50 / 5
JAB Wireless Fixed Wireless	25 / 5
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 2 locations within half a mile of this property.

Nearby Properties on E 1300 N Rd

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