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446 Dusty Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 446 Dusty Brook Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,020 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$235,521 (Jun 2019)
Tax Bill$4,156 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT190300083

Property Details

APN / Parcel Number

Primary APNT190300083
Alternative APN
  • 4-0052-C662-00-0017.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 2019
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT190300083
Street Address446 DUSTY BROOK DR
CityO FALLON
StateMO
Zip63366-4992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE FOREST #1 LOT 17
Legal Range02E
Legal Township47N
Legal SubdivisionBROOKSIDE FOREST #1
Legal Lot Number17
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2023
Census Tract312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address446 DUSTY BROOK DR, O FALLON, MO 63366-4992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 10, 2019Warranty Deed, Transfer · FHA Mortgage
FLAT BR MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on File
Deed SaleJun 10, 2019 · Amount on File
Deed Document Number0070861878
Deed Book / Page7086 / 1878
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address446 DUSTY BROOK DR, O FALLON, MO 63366-4992
Transaction TypeMortgage
Record UpdatedMar 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 DUSTY BROOK DR, O FALLON, MO 63366-4992

Mortgage

Document Number0000012603
DateMar 3, 2022
Instrument2022R-012603
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 10, 2019
Property Address446 DUSTY BROOK DR, O FALLON, MO 63366-4992
Document Number0070861878
Book / Page007086 / 001878
Instrument DateJun 6, 2019
Instrument281300
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 DUSTY BROOK DR O FALLON MO 633664992, O FALLON, MO 63366-4992

Mortgage

Document Number70861880
DateJun 10, 2019
Book Page007086/001880
Instrument281310
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,156.00$62,463 (+5.72%)$328,754 (+5.72%) Land $52,500 Building $276,254
2023$59,082
2022$310,959 Land $37,500 Building $273,459

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2019–2022)
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed, Wisper ISP.

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