446 Cypress Way E, Naples, FL 34110 Property Records

Collier County property record for 446 Cypress Way E, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details1,725 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$438,960 (Sep 2018)
Tax Bill$6,022 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Sep 2018 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN534400 G 63A23

Property Details

APN / Parcel Number

Primary APN534400 G 63A23
Alternative APNs
  • 65420240003124700G63
  • 65420240003

Interior

Stories1 Story
Building Area1,725 sqft Living Area
1st Floor Area1,725 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeMasonry / Concrete Block
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Pool Area392 sqft
Deck Area520 sqft

Location & Zoning

Street Address446 CYPRESS WAY E
CityNAPLES
StateFL
Zip34110-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionPALM RIVER EST UNIT 5 BLK G LOT 6
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionPALM RIVER ESTATE UNIT 5
Legal Tract534400
Legal BlockG
Legal Lot Number6
Legal Unit5
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1000
Census Tract10108

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address446 CYPRESS WAY E, NAPLES, FL 34110-1108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 7, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 30, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/S FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2018 · Amount on Record
Deed SaleSep 7, 2018 · Amount on Record
Deed Document Number20185609455
Deed Book / Page5550 / 2635
Prior Transfer DateOct 31, 2006
Prior Transfer Doc0041321674
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address446 CYPRESS WAY E, NAPLES, FL 34110-1108
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055842412
DateDec 26, 2018
Book Page5584/2412
Instrument5653073
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 7, 2018
Property Address446 CYPRESS WAY E, NAPLES, FL 34110-1108
Document Number0055502635
Book / Page005550 / 002635
Instrument DateAug 30, 2018
Instrument5609455
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,072.72
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 CYPRESS WAY E NAPLES FL 341101108, NAPLES, FL 34110-1108

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address446 CYPRESS WAY E, NAPLES, FL 34110-1108
Document Number0054533726
Book / Page005453 / 003726
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 CYPRESS WAY E NAPLES FL 341101108, NAPLES, FL 34110-1108

Mortgage

Document Number0054533726
DateDec 4, 2017
Book Page005453/003726
Instrument5477694
Lender
NameFIFTH THIRD BK/S FL
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 3, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,022.00 (+1.21%)$505,215 (+21%)$659,174 (-8.85%) Land $542,500 Building $116,674
2024$5,950.00 (+0.69%)
2023$5,909.00 (+14.72%)$417,533 (+1%)$723,202 (+24.15%) Land $568,750 Building $154,452
2022$5,151.00$379,575$582,536 Land $416,216 Building $166,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 483 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies579 units insured
incl. 96 condo units
Nearby Flood Claims106 (1980–2024)
Claims Outside the SFHA10 of 106
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 35 claims
  • Hurricane Ian, Sep 2022 · 28 claims
  • Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
CenturyLink
Fiber
1,000 / 1,000

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