446 Croton Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 446 Croton Ln, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1992
Lot Size	0.235 acres (10,275 sqft)
Owner	Individual Name on Record
Last Sale	$849,000 (Apr 2021)
Tax Bill	$8,693 (2024)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`00286560-000000`

Property Details

APN / Parcel Number

Primary APN	`00286560-000000`
Alternative APNs	`23662900286560000000` `1358754`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,275 sqft (0.235 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	356 sqft
Deck Area	188 sqft
Patio Area	674 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1358754
Old Parcel Number	23662900286560000000
Street Address	446 CROTON LN
City	BIG PINE KEY
State	FL
Zip	33043-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WHISPERING PINES PLAT NO 4 PB4-77 BIG PINE KEY OR588-822 OR803-1473 OR1038-1044 OR1096-1173 OR1346-1320 OR1346-1321
Legal Range	29E
Legal Township	66S
Legal Section	23
Legal Subdivision	WHISPERING PINES NO 4
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19215 RIVERSIDE DR, BEVERLY HILLS, MI 48025-2949
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Apr 13, 1999 · Amount on Record
Deed Document Number	2316875
Deed Book / Page	3093 / 1158
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 30, 2021
Property Address	446 CROTON LN, BIG PINE KEY, FL 33043-4615
Document Number	0030931158
Book / Page	3093 / 1158
Map Reference	MB 4 PG 77
Instrument Date	Apr 28, 2021
Instrument	2316875
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Tax	$5,943.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 431817, BIG PINE KEY, FL 33043-1817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19215 RIVERSIDE DR, BEVERLY HILLS, MI 48025-2949

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,011,583 (+19.99%) Land $513,750 Building $497,833	$1,011,583 (+19.99%) Land $513,750 Building $497,833
2024	$8,693.00 (+10.04%)
2023	$7,900.00 (+5.7%)	$843,056 (+6.5%) Land $369,900 Building $473,156	$843,056 (+6.5%) Land $369,900 Building $473,156
2022	$7,474.00	$791,638 Land $313,388 Building $478,250	$791,638 Land $313,388 Building $478,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20