446 Crossfields Ln, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 446 Crossfields Ln, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	3,017 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Jun 2025)
Tax Bill	$13,693 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00507-17-00054`

Property Details

APN / Parcel Number

Primary APN	`08-00507-17-00054`
Alternative APN	`0800507001700054`

Interior

Building Area	3,017 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	446 CROSSFIELDS LN
City	SOMERSET
State	NJ
Zip	08873-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SCV
Legal Subdivision	SOMERSET RUN
Legal Block	507
Legal Lot Number	54
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1001
Census Tract	54301

Owner

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Mar 12, 2004 · Amount on Record
Deed Document Number	202517051
Deed Book / Page	7624 / 1534
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	446 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CROSSFIELDS LN, SOMERSET, NJ 08873-6011

Mortgage

Document Number	0000031032
Date	Nov 29, 2023
Book Page	7535/1492
Instrument	2023031032

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 27, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2025
Property Address	446 CROSSFIELDS LN, SOMERSET, NJ 08873-6011
Document Number	0000017051
Book / Page	7624 / 1534
Instrument Date	Jun 30, 2025
Instrument	2025017051
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 HERON PT, TINTON FALLS, NJ 07753-7783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CROSSFIELDS LN, SOMERSET, NJ 08873-6011

Mortgage

Document Number	0000017052
Date	Jun 30, 2025
Book Page	7624/1541
Instrument	2025017052

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$787,400 (-) Land $358,900 Building $428,500	$787,400 (-) Land $358,900 Building $428,500
2025	$13,693.00 (+11.08%)	$787,400 (+22.34%) Land $358,900 Building $428,500	$787,400 (+22.34%) Land $358,900 Building $428,500
2024	$12,327.00 (+4.22%)
2023		$643,600 Land $324,400 Building $319,200	$643,600 Land $324,400 Building $319,200
2022	$11,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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