Emmet County property record for 446 Creekside Dr, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 3,532 sqft |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on Record |
| Last Sale | $375,000 (Mar 2021) |
| Tax Bill | $5,053 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-04-231-110 |
| Primary APN | 01-19-04-231-110 |
|---|
| Units | 2 Units |
|---|---|
| Building Area | 3,532 sqft Total Area |
| 1st Floor Area | 3,532 sqft |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 116 ft deep x 152 ft wide |
| Street Address | 446 CREEKSIDE DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-7622 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | EC R-1 |
| Legal Description | CREEKSIDE CROSSINGS CONDO, PLAN # 248, UNIT 10. SECTION 4, T34N R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | CREEKSIDE CROSSINGS |
| Legal Unit | 10 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 446 CREEKSIDE DR, PETOSKEY, MI 49770-7622 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Mar 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FETTIG BEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | Apr 1, 2014 |
| Deed Document Number | 20215183466 |
| Deed Book / Page | 1230 / 499 |
| Prior Transfer Date | Jun 1, 2009 |
| Prior Transfer Doc | 1115/445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 446 CREEKSIDE DR, PETOSKEY, MI 49770-7622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 446 CREEKSIDE DR, PETOSKEY, MI 49770-7622 |
| Document Number | 0000001273/0000000272 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 0000001273/0000000272 |
| Instrument | 5226322 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 1, 2021 |
| Property Address | 446 CREEKSIDE DR, PETOSKEY, MI 49770-7622 |
| Document Number | 001230/499 |
| Book / Page | 1230 / 499 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 5183466 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1650 E MITCHELL RD, PETOSKEY, MI 49770-9685 |
| Document Number | 0000001230/0000000500 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 0000001230/0000000500 |
| Instrument | 5183467 |
| Name | FETTIG BEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 1, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,300 (+19.16%) Building $167,300 | $334,600 (+19.16%) Building $334,600 | |
| 2025 | $140,400 (+25.13%) Building $140,400 | $280,800 (+25.13%) Building $280,800 | |
| 2024 | $5,053.00 | ||
| 2023 | $112,200 Building $112,200 | $224,400 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures