St. Charles County property record for 446 Covered Bridge Ln, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,932 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2021) |
| Tax Bill | $3,600.00 (2025) |
| Primary APN | T031700058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,932 sqft Living Area |
| 1st Floor | 1,140 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Single Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 6,098 sqft (0.139 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 154 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 492 sqft Porch |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T031700058 |
|---|---|
| Old Parcel Number | T031700058 |
| Street Address | 446 COVERED BRIDGE LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3991 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #2 LOT 525 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | SLEEPY HOLLOW VLG #2 |
| Legal Lot Number | 525 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T031700058
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Apr 30, 2019 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Apr 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Doc Number | 0202174679 |
| Deed Book / Page | 2021 / 74679 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 07, 2021 |
| Property Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 2021R074679 |
| Map Reference | MB 39 PG 201 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 2021R-074679 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 AVANTI CT, 305, CHESTERFIELD, MO 63005 |
| Name | Verified Name |
|---|---|
| Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 2021R074680 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021R-074680 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 30, 2019 |
| Property Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 0070662117 |
| Book / Page | 007066 / 002117 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 200180 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 446 COVERED BRIDGE LN O FALLON MO 633683991, O FALLON, MO 63368-3991 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 09, 2018 |
| Property Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 0069021637 |
| Book / Page | 6902 / 1637 |
| Map Reference | MB 39 PG 201 |
| Instrument Date | Apr 05, 2018 |
| Instrument | 20180409000188710 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2726 MERCEDES AVE # 1321, 2726, FORT WORTH, TX 76107-2251 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 446 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 20180409000188720 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 20180409000188720 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600.00 | $57,601 (+5.09%) | $303,161 (+5.09%) Land $46,669 Building $256,492 |
| 2023 | $54,813 | ||
| 2022 | $288,487 Land $29,700 Building $258,787 |
446 Covered Bridge Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 15th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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