Flathead County property record for 446 Cougar Trl, Whitefish, MT 59937
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $284 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0757418 |
| Primary APN | R0757418 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,344 sqft (0.49 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 0000184420 |
|---|---|
| Street Address | 446 COUGAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8431 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | 1 |
| Legal Description | HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, LOT 413, C.O.S. 22927 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 413 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403 |
446 Cougar Trl, residential vacant land, is owned by an individual who acquired it in November 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2015 |
| Transfer Doc | 0000027472 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 Cougar Trl was $284.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284.00 | $112,882 | |
| 2025 | $112,882 Land $112,882 | ||
| 2023 | $504.00 | $81,890 | $81,890 Land $81,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 446 Cougar Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 446 Cougar Trl is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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