446 Cotton Dr, Jackson, GA 30233 Property Records

Butts County property record for 446 Cotton Dr, Jackson, GA 30233

Property Summary

Property Type	Single Family Home
Details	2,043 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individuals on Record
Last Sale	$164,900 (Nov 2018)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J011A-054-000`

Property Details

APN / Parcel Number

Primary APN	`J011A-054-000`
Alternative APNs	`J011A-054` `12428`

Interior

Stories	1 Story
Building Area	2,043 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12428
Street Address	446 COTTON DR
City	JACKSON
State	GA
Zip	30233-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	COTTON DR (446)
Legal Subdivision	STANEBROOK S/D
Legal Lot Number	54
Jurisdiction	BUTTS GA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1017
Census Tract	150202

Owner

Source: Butts County assessment roll, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	446 COTTON DR, JACKSON, GA 30233-2091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 26, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NORTHPOINT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	20181150
Deed Book / Page	873 / 453
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTS GA
Property Address	446 COTTON DR, JACKSON, GA 30233-2091
Document Number	0009260741
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 COTTON DR JACKSON GA 302332091, JACKSON, GA 30233-2091

Mortgage

Document Number	0009260741
Date	Dec 18, 2020
Book Page	000926/000741

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUTTS GA
Recording Date	Nov 26, 2018
Property Address	446 COTTON DR, JACKSON, GA 30233-2091
Document Number	0008730453
Book / Page	000873 / 000453
Instrument Date	Nov 16, 2018
Instrument	3418
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 COTTON DR JACKSON GA 30233, JACKSON, GA 30233

Mortgage

Document Number	8730454
Date	Nov 26, 2018
Book Page	000873/000454
Instrument	3419

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Butts County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Butts County
Municipality	Jackson City
Unified School District	Butts County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (-6.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$122,314 (-7.34%) Land $11,200 Building $111,114	$305,784 (-7.34%) Land $28,000 Building $277,784
2024	$2,769.00 (+10.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$132,004 (+4.21%) Land $11,200 Building $120,804	$330,010 (+4.21%) Land $28,000 Building $302,010
2023	$2,503.00 (+15.13%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$126,672 (+40.95%) Land $11,200 Building $115,472	$316,679 (+40.95%) Land $28,000 Building $288,679
2022	$2,174.00 Homeowner's exemption Senior Citizen's exemption	$89,869 Land $11,200 Building $78,669	$224,673 Land $28,000 Building $196,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUTTS COUNTY/JACKSON/JENKINSBURG WS serves 31,171 people · EPA ID GA0350051
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotton Dr

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