446 Cobblestone Way, Mount Juliet, TN 37122 Property Records

Wilson County property record for 446 Cobblestone Way, Mount Juliet, TN 37122

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,106 sqft · built 2017
Lot Size0.575 acres (25,052 sqft)
Owner2 Individual Names on File
Last Sale$412,000 (Dec 2017)
Tax Bill$2,102 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN116P-B-016.00

Property Details

APN / Parcel Number

Primary APN116P-B-016.00
Alternative APN
  • 095116P B 01600

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,106 sqft Living Area
Gross Area3,963 sqft
1st Floor Area1,818 sqft
Upper Floors Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Lot Area25,052 sqft (0.575 acres)
Lot Dimensions203 ft deep x 123 ft wide
TerrainRolling
Garage TypeAttached
Garage Area567 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area512 sqft
PorchFinished/Screened Porch
Porch Area386 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number095116P B 01600
Street Address446 COBBLESTONE WAY
CityMOUNT JULIET
StateTN
Zip37122-7125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEFIELD SEC3 PB 28 PG 860 LOT 28 123.15X203.07
Legal SubdivisionSTONEFIELD SEC3
Legal Lot Number28
JurisdictionWILSON TN
Township / Civil Division13
Census Block Group3
Census Block3002
Census Tract30905

Owner

446 Cobblestone Way is owned and occupied by two individuals who bought it in December 2017.

Source: Wilson County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Deed of Trust, Mortgage · Line of Credit
WILSON BANK & TRUST
Jul 19, 2022Deed of Trust, Mortgage · Line of Credit
F & M BANK
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
F & M BANK
Dec 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 8, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2017 · Amount on File
Deed SaleDec 8, 2017 · Amount on File
Deed Document Number2017629578
Deed Book / Page1797 / 532
Prior Transfer DateDec 6, 2017
Prior Transfer Doc0000629577
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02290/2073
DateJan 23, 2024
Book Page2290/2073
Instrument24126530
Lender
NameWILSON BANK & TRUST
TypeBank
AddressGLADEVILLE, TN 37071
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 17, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125

Mortgage

Document Number02196/1299
DateJul 19, 2022
Book Page2196/1299
Instrument22020949
Lender
NameF & M BANK
TypeBank
AddressLEBANON, TN 37087
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 15, 2032

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2114/1988
DateSep 17, 2021
Book Page2114/1988
Instrument21032663
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2046

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON TN
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000691925
DateDec 16, 2019
Book Page1927/1269
Instrument19691925
Lender
NameF & M BANK
TypeBank
AddressLEBANON, TN 37087
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueDec 15, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILSON TN
Recording DateDec 8, 2017
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Document Number0000629577
Book / Page001797 / 000530
Instrument DateDec 6, 2017
Instrument629577
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1400 N MOUNT JULIET RD #200 MOUNT JULIET TN 371221509, 200, MOUNT JULIET, TN 37122-1509

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWILSON TN
Recording DateDec 8, 2017
Property Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125
Document Number1797/0532
Book / Page1797 / 0532
Map ReferenceMB P28 PG860
Instrument DateDec 6, 2017
Instrument17629578
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 23, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,524.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 COBBLESTONE WAY, MOUNT JULIET, TN 37122-7125

Mortgage

Document Number17629579
DateDec 8, 2017
Instrument17629579
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 446 Cobblestone Way was $2,102.

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWilson County
Unified School DistrictWilson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,102.00$110,100 Land $22,500 Building $87,600$440,400 Land $90,000 Building $350,400
2023$110,100 (-) Land $22,500 Building $87,600
2022$2,102.00$110,100 Land $22,500 Building $87,600
2021$440,400 Land $90,000 Building $350,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 446 Cobblestone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 446 Cobblestone Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLADEVILLE UTILITY DISTRICT
serves 19,813 people · EPA ID TN0000264
Water SourceGroundwater influenced by surface water
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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