Montrose County property record for 446 Cobble Dr, Montrose, CO 81403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,620 sqft · built 2004 |
| Lot Size | 0.258 acres (11,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $64,800 (Oct 2003) |
| Tax Bill | $2,965 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3993-053-04-032 |
| Primary APN | 3993-053-04-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,620 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,220 sqft (0.258 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0016413 |
|---|---|
| Street Address | 446 COBBLE DR |
| City | MONTROSE |
| State | CO |
| Zip | 81403-8159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: COBBLE CREEK SUBD FILING NO 4 LOT: C-35 PLUS 220 SQFT BOUNDARY LINE AGREEMENT 719990 (04) S: 5 T: 48 R: 9 |
| Legal Range | 09 |
| Legal Township | 48 |
| Legal Section | 05 |
| Legal Subdivision | COBBLE CREEK SUBD |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 966601 |
Source: Montrose County records, as of May 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 446 COBBLE DR, MONTROSE, CO 81403-8159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2003 · Amount on Record |
| Deed Sale | Oct 28, 2003 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Montrose County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,965.00 (+6.16%) | $52,760 (+14.85%) | $748,420 (+9.14%) Land $85,000 Building $663,420 |
| 2024 | $2,793.00 (+4.65%) | $45,940 (-10.76%) Land $4,650 Building $41,290 | |
| 2023 | $2,669.00 | $51,480 Land $5,210 Building $46,270 | $685,760 Land $69,430 Building $616,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.1% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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