Albany County and Westerlo Town property record for 446 Co Rte 1, Westerlo, NY 12193
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,464 sqft · built 2001 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Mar 2012) |
| Tax Bill | $4,841 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 127.-2-13.2 |
| Primary APN | 013800 127.-2-13.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 1,232 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 130,680 sqft (3 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 24 sqft |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12700000020130020000 |
|---|---|
| Street Address | 446 COUNTY ROUTE 1 |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RDA |
| Legal Block | 2 |
| Legal Lot Number | 13.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 14803 |
446 Co Rte 1 is owned and occupied by two individuals who bought it in March 2012.
Source: Albany County and Westerlo Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 COUNTY ROUTE 1, WESTERLO, NY 12193-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2012 · Amount on File |
| Deed Sale | Mar 13, 2012 · Amount on File |
| Deed Document Number | 201211109018 |
| Deed Book / Page | 3028 / 822 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 446 Co Rte 1 was $4,841, up 48.1% from the year before.
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,841.00 (+48.13%) | ||
| 2025 | $3,268.00 | $1,600 Land $200 Building $1,400 | $275,862 Land $34,483 Building $241,379 |
| 2023 | $1,600 (-) Land $200 Building $1,400 | $250,000 (+17.19%) Land $31,250 Building $218,750 | |
| 2022 | $1,600 Land $200 Building $1,400 | $213,333 Land $26,667 Building $186,666 | |
| 2021 | $2,604.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 446 Co Rte 1 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 446 Co Rte 1 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Cable | 400 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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