446 Co Rd 629, Mentone, AL 35984 Property Records

DeKalb County property record for 446 Co Rd 629, Mentone, AL 35984

Property Summary

Property Type	Pasture
Details	1 ba · 1,248 sqft · built 1988
Lot Size	29 acres (1,263,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$67 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-09-0-000-018.000`

Property Details

APN / Parcel Number

Primary APN	`13-02-09-0-000-018.000`
Alternative APNs	`95373` `9805`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,263,240 sqft (29 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	95373
Street Address	446 COUNTY ROAD 629
City	MENTONE
State	AL
Zip	35984-2212
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	CONT 29 AC(C) S9 T6S R10EPT OF SE-SE DESC AS:BEG SE COR OFSEC TH:W 770.46' N 429.95' W 509.91' N 889.06'E 1260.83' S 292' SW
Legal Range	10E
Legal Township	06S
Legal Section	09
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	3
Census Block	3042
Census Tract	961400

Owner

Source: DeKalb County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 COUNTY ROAD 621, MENTONE, AL 35984-2147
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 4, 2021	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF DEKALB COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEKALB AL
Recording Date	Apr 15, 2022
Property Address	446 COUNTY ROAD 629, MENTONE, AL 35984-2212
Document Number	03002/2281
Book / Page	3002 / 2281
Instrument Date	Apr 9, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	446 COUNTY ROAD 629, MENTONE, AL 35984-2212

Mortgage

Document Number	0050026036
Date	Apr 15, 2022
Instrument	5002/6036

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jan 4, 2021
Property Address	446 COUNTY ROAD 629, MENTONE, AL 35984-2212
Document Number	03000/7687
Book / Page	3000 / 7687
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 COUNTY ROAD 621, MENTONE, AL 35984-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	446 COUNTY ROAD 629, MENTONE, AL 35984-2212

Mortgage

Document Number	0500021714
Date	Jan 4, 2021
Instrument	5000/21714

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$67.00 (+3.08%)
2025	$65.00 (+1.56%)	$1,780 (+2.3%) Land $1,780	$57,300 (-) Land $57,300
2023	$64.00 (+1.59%)	$1,740 (+1.16%)
2022	$63.00	$1,720 Land $1,720	$57,300 Land $57,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Thunderstorms
Claims by Event	Severe Thunderstorms, Apr 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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