Titus County property record for 446 Co Rd 3240, Mount Pleasant, TX 75455
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1992 |
| Lot Size | 1 acres (43,599 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jul 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03120-00010-00040 |
| Primary APN | 03120-00010-00040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,740 sqft Living Area |
| Gross Area | 4,448 sqft |
| 1st Floor Area | 1,740 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 43,599 sqft (1 acres) |
| Lot Dimensions | 218 ft deep x 200 ft wide |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 03120-00010-00040 |
|---|---|
| Street Address | 446 COUNTY ROAD 3240 |
| City | MOUNT PLEASANT |
| State | TX |
| Zip | 75455-7658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT SPRINGS BLK 1 LOT 4 1.0009 AC |
| Legal Subdivision | PLEASANT SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | TITUS TX |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 950301 |
Source: Titus County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 COUNTY ROAD 3240, MOUNT PLEASANT, TX 75455-7658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VERABANK NA |
| Jul 9, 2024 | Deed of Trust, Mortgage · Construction Mortgage VERABANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TITUS TX |
| Property Address | 446 COUNTY ROAD 3240, MOUNT PLEASANT, TX 75455-7658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 446 COUNTY ROAD 3240, MOUNT PLEASANT, TX 75455-7658 |
| Document Number | 0020252743 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 20252743 |
| Name | VERABANK NA |
|---|---|
| Type | Bank |
| Address | HENDERSON, TX 75652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TITUS TX |
| Property Address | 446 COUNTY ROAD 3240, MOUNT PLEASANT, TX 75455-7658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 446 COUNTY ROAD 3240, MOUNT PLEASANT, TX 75455-7658 |
| Document Number | 0020242543 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 20242543 |
| Name | VERABANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, TX 75455 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Titus County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Titus County |
| Unified School District | Harts Bluff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,921.00 (+81.74%) Homeowner's exemption | $285,414 (-1.51%) Land $39,240 Building $246,174 | $285,414 (-1.51%) Land $39,240 Building $246,174 |
| 2023 | $289,793 Land $40,417 Building $249,376 | $289,793 Land $40,417 Building $249,376 | |
| 2022 | $1,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI SUD serves 17,641 people · EPA ID TX2250004 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT PLEASANT |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, Peoples Communications.
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