446 Clay Point Ct, Houston, TX 77024 Property Records

Harris County property record for 446 Clay Point Ct, Houston, TX 77024

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,170 sqft · built 1973
Lot Size0.571 acres (24,885 sqft)
Owner2 Individuals on Record
Last Sale$1,500,000 (Jun 2012)
Tax Bill$32,782 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN104-831-000-0003

Property Details

APN / Parcel Number

Primary APN104-831-000-0003

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area5,170 sqft Living Area
1st Floor Area3,710 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area24,885 sqft (0.571 acres)
View / LotNeighborhood
Garage Area713 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Concrete/Masonry Porch
Porch Area597 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1048310000003
Street Address446 CLAY POINT CT
CityHOUSTON
StateTX
Zip77024-6701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 1 FLINT POINT
Legal SubdivisionFLINT POINT
Legal Block1
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1007
Census Tract430400

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address446 CLAY POINT CT, HOUSTON, TX 77024-6701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2012 · Amount on Record
Deed SaleJun 5, 2012 · Amount on Record
Prior SaleApr 2, 2007 · Amount on Record
Deed Document Number2012246745
Prior Transfer DateOct 19, 2006
Prior Transfer Doc20060151847
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address446 CLAY POINT CT, HOUSTON, TX 77024-6701
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTITLE HOUSTON HLDGS, TITLE HOUSTON HOLDINGS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000333760
DateJun 28, 2022
Instrument2022-333760
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2032
Change Frequency6 Months
Min Rate At Change2.62%
Max Rate At Change8.87%
IndexOther
Max Rate8.87%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityPiney Point Village City
Unified School DistrictSpring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,782.00 (+4.88%) Homeowner's exemption$2,266,411 (+19.08%) Land $1,615,860 Building $650,551$2,266,411 (+19.08%) Land $1,615,860 Building $650,551
2024$31,258.00 (+283.67%)
2023$1,903,300 Land $1,458,763 Building $444,537$1,903,300 Land $1,458,763 Building $444,537
2022$8,147.00 (+5.35%)
2020$7,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 172 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies172 in force
Nearby Flood Claims294 (1979–2026)
Claims Outside the SFHA175 of 294
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ike, Sep 2008 · 27 claims
  • Severe Storms & Flooding, Mar 1992 · 37 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMORIAL VILLAGES WATER AUTHORITY
serves 11,382 people · EPA ID TX1010148
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionSep 2023
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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