Worcester County and Gardner City property record for 446 Chestnut St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,671 sqft · built 1900 |
| Lot Size | 0.619 acres (26,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (Jun 2005) |
| Tax Bill | $58 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:R-21 B:0035 L:0019 |
| Primary APN | M:R-21 B:0035 L:0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,671 sqft Living Area |
| Gross Area | 4,202 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,969 sqft (0.619 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 446 CHESTNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3052 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 18 |
| Legal Lot Number | 19 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:R-21 B:0035 L:0019
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 446 CHESTNUT ST, GARDNER, MA 01440-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2005 · Amount on Record |
| Deed Sale | Jun 01, 2005 · Amount on Record |
| Prior Sale | Nov 22, 2004 · Amount on Record |
| Deed Document Number | 200586967 |
| Deed Book / Page | 36468 / 325 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $58.00 (-98.75%) | $405,700 (+30.62%) Land $78,500 Building $327,200 |
| 2024 | $4,656.00 (+4.07%) | $310,600 (+11.97%) Land $71,400 Building $239,200 |
| 2023 | $4,474.00 | $277,400 Land $70,300 Building $207,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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