Warren County property record for 446 Chapel Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,309 sqft · built 2002 |
| Lot Size | 0.541 acres (23,588 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,000 (Oct 2003) |
| Tax Bill | $7,545 (2025) |
| Deeds & Mortgages | Mar 2021 Construction Loan Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-186-017-0 |
| Primary APN | 05-32-186-017-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,309 sqft Living Area |
| 1st Floor Area | 2,309 sqft |
| Basement Area | 1,850 sqft |
| Finished Basement | 1,850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 23,588 sqft (0.541 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 141866 |
|---|---|
| Old Parcel Number | 0532186017 |
| Street Address | 446 CHAPEL DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-8838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYCAMORE TRAILS 13 #240 |
| Legal Subdivision | SYCAMORE TRAILS 13 |
| Legal Block | 186 |
| Legal Lot Number | 240 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30902 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Mar 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2003 · Amount on Record |
| Deed Sale | Oct 24, 2003 · Amount on Record |
| Prior Sale | Jun 10, 2002 · Amount on Record |
| Deed Document Number | 0003327825 |
| Deed Book / Page | 3327 / 825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Document Number | 2021010367 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021-010367 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 8, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000033652 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 CHAPEL DR SPRINGBORO OH 450668838, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000033652 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 33652 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000003015 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 446 CHAPEL DR SPRINGBORO OH 450668838, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000003015 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 3015 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 27, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 446 CHAPEL DR, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000007022 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 446 CHAPEL DR SPRINGBORO OH 450668838, SPRINGBORO, OH 45066-8838 |
| Document Number | 0000007022 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 7022 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2033 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,545.00 (+17.09%) | $176,085 (+21.23%) Land $31,500 Building $144,585 | $503,100 (+21.23%) Land $90,000 Building $413,100 |
| 2023 | $6,444.00 (+2.43%) Homeowner's exemption | $145,250 (-) Land $17,220 Building $128,030 | |
| 2022 | $6,291.00 Homeowner's exemption | $145,250 Land $17,220 Building $128,030 | $415,000 (-) Land $49,200 Building $365,800 |
| 2021 | $415,000 Land $49,200 Building $365,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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